The West Tennessee Credit Union
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    • Checking / Share Draft Accounts
    • Remote Check Deposits
    • Share / Savings Accounts
    • ATMs
    • Online Bill Pay
    • Mobile Banking
    • Fee Schedule
  • Loans
    • Sallie Mae Student Loans
    • Vehicle Loans
    • Visa Credit Card
    • Personal Line of Credit
    • Recreational Vehicle Loans
    • Loan Rates
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Member Services
 

MEMBER ACCOUNTS

We offer a full line of checking and savings account for members for safe, secure and easy accessibility.

Share Draft / Checking 
A checking account including overdraft protection from share-savings or line of credit loan

For more information on our Funds Availability Policy, review our Accounts Disclosure.

Savings Accounts
Choose the saving account that is best for you!

Share-Savings
These accounts pay competitive rates with quarterly dividends.

Share Certificates 
Higher yield term accounts with monthly or quarterly dividend options.

Individual Retirement Accounts 
Tax-sheltered accounts.  Choose from Traditional, ROTH, or Coverdell Educational Savings Accounts.

Club Accounts ("Special Savings")
A great way to save for holiday shopping, vacation, etc.

LOANS

Our members may qualify for one of our many loan programs with competitive annual percentage rates.
 
  • Personal Line of Credit
  • Automobile Loans
  • VISA Credit Card
  • Recreational Vehicles (Boats, motorcycles, ATV, etc.)

 

Fair Housing Act

 

OTHER SERVICES

Lifetime Membership 
Deposit as little as $25 in share-savings to establish membership with access to all Credit Union services.

ATM/Debit Card 
Use your card at ATMs for cash withdrawals or for purchases at stores.

24-Hour Teller Line 
You can call our 24-hour teller line at (901) 358-8317 for access to your accounts.

Direct Deposit
 The safest, most convenient way to deposit money into your account with us.  You will need to give your account number and our credit union routing number to your payroll department of your employer.  Please contact us to get all the appropriate information to get you started.

Payroll Deduction 
The automatic way to save and/or pay loans.

Wire Transfers 
Bank wires available for $10 for wires incoming and $15 for wires outgoing.

Check Ordering 
Please come into the branch or fill out your re-order form and drop it by the branch, or order checks direct from Harland-Clark using the link below.
ORDER CHECKS
13690 Hwy 51 South
Suite 107
Atoka, TN 38004
(901) 837-0431

BRANCH HOURS:
Monday, Tuesday, Thursday, Friday:
8:30 a.m. to 4:30 p.m.
Wednesday:
8:30 a.m. to 12:00 p.m.


QUESTIONS ABOUT MEMBERSHIP, BENEFITS, LOANS, SERVICES AND MORE?  CLICK HERE TO EMAIL US!

Privacy Policy
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency
Equal Housing Lender
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